Sprain Brook Manor is a qualified provider of nursing facility care and services under many third party private insurance companies. If a resident is entitled to benefits under insurance offered by a non-Medicare/non-Medicaid insurance program, and if we participate as a provider under their program, we will accept payment from the program.The resident may still be responsible for co-payments, co-insurance, deductibles and charges for items and services that the program does not cover. Costs that are not covered by Medicare, Medicaid or private insurance are borne by the resident or his/her family. Called Private Pay, it is primary funding source for many long term care services. Individuals without long term care insurance and who do not qualify for Medicare or Medicaid must pay for these services themselves.